Josh Hay | Mortgage Loan Originator | NMLS# 502509

A white background with a few lines on it

Home
Loan Resources
About Us
Contact

Apply for a Mortgage

Home
Loan Resources
About Us
Contact

Ready to get started?

Explore the links below and reach out if you have any questions!

OPT OUT OF PRE-SCREENED CREDIT OFFERS

DISCOVER YOUR HOMEBUYING READINESS

TEXT TO BOOK A CALL FOR PRE-APPROVAL

GENERAL INFORMATION

Josh Hay

Mortgage Loan Originator | NMLS# 502509

A white background with a few lines on it

We’ve been helping people like you achieve their homeownership dreams for over 25 years.

Home
Loan Resources
About Us
Contact

This is a loan production office of Luminate Bank.

2523 S. Wayzata Blvd.,Ste 200

Minneapolis, MN 55405

Hours:

Monday to Friday

9am to 5pm

A white background with a rainbow colored circle on it.

A white background with a few lines on it

© 2025

All Rights Reserved | Luminate Bank | NMLS#1281698 | Privacy Policy | Company Licenses | NMLS Consumer Access

Mortgage Banking Products are not FDIC Insured